• Investments*
  • Annuities
  • Long Term Care
  • Medicare Supplements
  • Medicare Advantage
  • Major Medical
  • Short Term Major Medical

 

 

          The McDonald Group does one thing really well. They have an established reputation for helping people age fifty and above reduce financial worry from their life. They specialize in working with people concerned about their financial future, whether they are just considering retirement or have already retired.The  McDonald Group, under the direction of Kelly McDonald (CLU, LUTCF, ChFC), really know what people considering their retirement years need. Everyday they help people aged 50 + find ways to and make all attempts to make their money last.  The McDonald Group has assisted people by protecting their values and by reducing or eliminating taxes on social security income and estate taxes.

     Most importantly, The McDonald Group provides excellent service! So, if you are considering your financial future, retirement years, or even if you’ve already retired, call The McDonald Group for all your financial and protection needs and questions.

Do You Need Financial Assistance?


How you manage your finances today will affect how you live tomorrow. Assisted planning will help you with important decisions like:

  • Retirement

Are you retired, or considering retirement? You may think you cannot save for the future, but with the help of a trusted professional and a sound plan, you can. If you are already retired, let us show you how to enjoy your retirement years.

  • Life Insurance

Where are your life insurance needs? Do you have enough? Life insurance is a complicated product that comes in various forms. A trusted professional can help you cut through the clutter and determine the type of policy and the amount of coverage to fit your needs.

  • Long-Term Care

No one plans for a lengthy illness, but it is likely that many will suffer from one or care for someone who does, and it’s costly. Purchasing a long-term care policy can protect your family’s assets and help ensure that you receive the care you deserve.
Newsletters

Favorable Dividend and Capital Gains Tax Rates Extended—for Now

The 2010 Tax Relief Act extended the 15% maximum tax rates on qualified dividends and long-term capital gains through December 31, 2012. But without further legislation, dividends will be taxed at ordinary income tax rates and capital gains tax rates will return to 20% (23.8% for investors in the two highest tax brackets) in 2013.

New Opportunity Under the Federal Gift Tax

The 2010 Tax Relief Act raised the lifetime gift-tax exclusion to $5 million. This means it could be a good time to make the most of tax-free gift transfers. If so, it's important to understand the annual and lifetime gift exemption limits, as well as which gifts might not be subject to them.

How Interest Rates Can Influence Financial Decisions

The Federal Reserve has relied on its control of short-term interest rates to influence economic activity. Adjusting interest rates might seem to be an overly simple solution for steering the world's most powerful economy, but few mechanisms can influence behavior more effectively than interest rates.

HOT TOPIC: Breaking Down the Debt-Ceiling Compromise

The Budget Control Act of 2011 raised the federal debt ceiling, mandated modest but significant caps on discretionary spending over the next ten years, and left the details of larger deficit reduction to a 12 member, bipartisan “super committee.” The main provisions of the law include the assumption that higher tax rates will return in 2013.

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